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ACAMS CAMS7 中文 exam : Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)

CAMS7 中文 Exam Questions
  • Exam Code: CAMS7-CN
  • Exam Name: Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)
  • Updated: Nov 01, 2026
  • Q & A: 447 Questions and Answers
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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: AML Compliance Framework25%- Roles and responsibilities
  • 1. Compliance officer duties
    • 2. Governance and oversight
      - Compliance program components
      • 1. Internal controls
        • 2. Policies and procedures
          Topic 2: Detecting and Preventing Financial Crime20%- Investigations and enforcement
          • 1. Regulatory investigations
            • 2. Case management and documentation
              - Financial crime typologies
              • 1. Fraud and corruption schemes
                • 2. Trade-based money laundering
                  Topic 3: Risk Management and Due Diligence25%- Transaction monitoring and reporting
                  • 1. Monitoring systems and typologies
                    • 2. Suspicious Activity Reports (SAR/STR)
                      - Customer Due Diligence (CDD/KYC)
                      • 1. Enhanced due diligence (EDD)
                        • 2. Customer identification programs (CIP)
                          Topic 4: Money Laundering and Terrorist Financing Concepts30%- Global AML/CFT standards
                          • 1. FATF Recommendations
                            • 2. International regulatory frameworks
                              - Definitions and stages of money laundering
                              • 1. Placement, layering, integration
                                • 2. Terrorist financing typologies

                                  ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

                                  Question #1

                                  如果貨幣服務企業 (MSB) 客戶有以下情況,則需要承擔最大的金融犯罪風險:
                                  (請選擇兩項。)

                                  • A. 處理客戶的客戶活動
                                  • B. 進行大量小額交易
                                  • C. 經常進行跨國匯款
                                  • D. 需註冊
                                  Reveal Solution  Discussion  0

                                  Correct Answer: A,C  🗳️

                                  Explanation: Only visible for RealExamFree members. You can sign-up / login (it's free).

                                  Question #2

                                  下列哪些潛在可疑活動的指標通常與高風險商業領域和結構(例如空殼公司)相關? (選擇三項。)

                                  • A. 已知所識別的商品或服務與公司概況或財務活動的性質不符
                                  • B. 付款未說明用途,不涉及商品或服務,或僅涉及合約或發票編號。
                                  • C. 透過搜尋或直接詢問,無法獲得足夠或沒有資訊來確定資金轉移的發起人或受益人。
                                  • D. 一家公司定期在中度風險司法管轄區與長期業務夥伴進行大額交易,並提供完整的文件和審計追蹤。
                                  • E. 所有款項的單筆金額均低於報告閾值,但匯總後金額較大,同時仍符合標準商業慣例。
                                  Reveal Solution  Discussion  0

                                  Correct Answer: A,B,C  🗳️

                                  Explanation: Only visible for RealExamFree members. You can sign-up / login (it's free).

                                  Question #3

                                  下列哪一項是危險訊號,表示可能透過貴金屬或高價值物品經銷商進行洗錢或恐怖主義融資?

                                  • A. 一位顧客用信用卡向古董商支付了一件高價值的古董
                                  • B. 一位顧客想用現金和加密貨幣購買金條
                                  • C. 一位顧客想要一張用現金購買高階限量版奢華手錶的手寫收據
                                  • D. 一位顧客特別要求購買金伯利進程認證的切割鑽石
                                  Reveal Solution  Discussion  0

                                  Correct Answer: C  🗳️

                                  Question #4

                                  一家機構正在尋求改變現有的基於閾值的監控方案,因為它產生了太多警報,但並沒有產生可疑活動報告。
                                  提交給相關委員會以支持該提案的文件應包括以下詳細資訊:
                                  (選三個。)

                                  • A. 不會提交的案件數量以及可以釋放用於其他任務的資源。
                                  • B. 歷史分析證明當前情況產生了不成比例的誤報。
                                  • C. 有證據表明,由於該變化而增加的剩餘風險在銀行的風險偏好範圍內。
                                  • D. 洗錢報告官員批准該提案。
                                  • E. 與監管機構舉行的會議記錄,會議達成一致意見,認為更高的門檻是合理的。
                                  • F. 在生產力較低的下限上花費了多少資源以及相關成本。
                                  Reveal Solution  Discussion  0

                                  Correct Answer: B,C,F  🗳️

                                  Explanation: Only visible for RealExamFree members. You can sign-up / login (it's free).

                                  Question #5

                                  哪種交易模式最有可能表示存在分層交易活動?

                                  • A. 定期保險付款
                                  • B. 用於支付租金的工資存款
                                  • C. 家庭公用事業帳單支付
                                  • D. 跨不相關帳戶和司法管轄區的多次快速轉帳
                                  Reveal Solution  Discussion  0

                                  Correct Answer: D  🗳️

                                  Explanation: Only visible for RealExamFree members. You can sign-up / login (it's free).

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