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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) any law, ordinance, or governmental regulation without filed notice
C) lack of a right of access to and from the land
D) recorded documentation on the title to real property without acknowledgment

2. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) FHA
C) ALTA
D) State

3. The effective date on a title commitment is the date

A) of the last recording on record.
B) the public records were verified to.
C) the commitment is issued.
D) the order was completed.

4. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a promissory note.
B) a mortgage.
C) an involuntary lien.
D) a special security.

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Warranty of title.
C) Remove clouds on title.
D) Stops grantor from asserting rights.

Solutions: