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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are tenants by the entirety.
B) the conveyance is void.
C) they are joint tenants with rights of survivorship.
D) they are tenants in common.

2. The MAIN purpose of insurance is to

A) alter risk.
B) reduce risk.
C) retain risk.
D) transfer risk.

3. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a due-on-sale clause.
B) an assumption clause.
C) a subordination clause.
D) a prepayment clause.

4. Coverage under a loan policy remains effective

A) until the property is sold.
B) until the secured debt is satisfied.
C) until the lender assigns the mortgage.
D) during the life of the owner.

5. A leasehold interest in real property ownership is

A) a non insurable interest.
B) a lien interest.
C) an usury interest.
D) an insurable interest.

Solutions: